The short answer - - Yes.
The Fair Credit Reporting Act regulates the use of credit reports and prevents a dealer from pulling your credit unless he has a permissible purpose, as defined under the Act.
In general, there are 3 permissible purposes that a dealer may have: (1) if the consumer gives permission in writing; (2) [...]

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1. You have 3 credit reports. Since there are three nationally recognized credit reporting agencies: Experian, Equifax, and TransUnion - each creates its own report by gathering information from many of the same and sometimes different data sources.
2. Your credit report is constantly changing. Reporting agencies update their files daily. And companies reporting update these [...]

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What is a “Credit Score?”
Almost every time your credit is reviewed by an authorized party, they are looking at your credit history and your score to evaluate your credit risk. So what is a “credit score?”
A credit score is a number generated by a Credit Reporting Agency (e.g. Experian, Equifax, or TransUnion) using a [...]

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